Coach Holiday Travel Insurance

We strongly recommend all clients arrange travel insurance. For your

protection and peace of mind we have arranged a Special Coach

Holiday Travel Insurance Scheme with AXA Insurance (UK) plc who

are authorised and regulated by the Financial Services Authority

If you are travelling within England, Scotland, Wales and Northern

Ireland you DO NOT need to complete a medical declaration form,

as long as you are not:

Travelling against the advice of a medical practitioner
Travelling for the purpose of obtaining medical treatment
Travelling if you have been given a terminal prognosis
Receiving or awaiting treatment for an illness or injury as a hospital day case or in-patient
If you are aware of any reason why the trip should be cancelled or cut short.

In addition if you are traveling outside England, Scotland, Wales and

Northern Ireland, the following additional conditions will apply, Please

ask for a declaration form: You must notify the Issuer of this policy

immediately of any of the conditions listed below arising between the

date the policy is issued and the time of departure of the trip. We

must be informed of any fact which is likely to influence us in the

acceptance, assessment or continuance of this insurance.

Failure to notify your insurer of the conditions below may

invalidate this insurance, leaving you with no right to make a

claim.

1) if you have received medical treatment as a hospital day case, inpatient

or out-patient during the six months prior to the booking of

the trip, you must obtain from a medical practitioner at your cost

confirming that you will be fit enough to take the trip.

2) if you are undergoing medical treatment as a hospital out-patient at

the date the final balance of the trip is due to be paid, a certificate

of fitness confirming your ability to travel mist be obtained by you at

your cost.

3) if you are on medication at the time of travel your medical condition

is stable and well controlled.

The Policy contains the following General Exclusions:

YOU ARE NOT COVERED for anything caused directly or indirectly

by you suffering from stress, anxiety or depression unless it has

been investigated and diagnosed as such by a Consultant specialising

in the relevant field, who must confirm in writing at your cost that

you are fit enough to take this trip

We summarise below the details of the insurance cover provided

which also includes INTERNATIONAL MEDICAL RESCUE - 24-hour

emergency service. The following is a brief summary of the cover

available. Full details of Cover, Policy Warranties and Exclusions will

be forwarded with your confirmation of booking. In any event you

may ask for a specimen copy of the Policy Wording before booking

should you wish to examine this in advance.

COVER & SUM INSURED

Cancellation Up to £3,500
Missed Departure/Travel Delay £600/£60
Personal Accident £15,000
Medical and other Expenses including Curtailment £2,000,000
Medical Inconvenience Benefit £450 (£15 per day)
Personal Property/Loss of Passport £1,500/£200
Personal Liability £2,000,000
Delayed Baggage £100
Legal Expenses £10,000
14 day Refund –Money Back Guarantee Insurance Premium

POLICY EXCESSES

Cancellation, Curtailment, Holiday Abandonment and Loss of Deposit:

Holidays up to and including 3 days NIL.
For holidays over 3 days Loss of Deposit excess £10.00 each and every loss.
For holidays over 3 days excess £35.00 each and every loss.
Curtailment and Holiday Abandonment. Medical and Other Expenses, Personal Property and Money excess £30.00 each and every incident per Insured Person.

COOLING OFF PERIOD

You should read your policy immediately to ensure it meets with your

requirements. If for any reason it does not it must be returned to the

issuer of the policy within 14 days of the date of issue or prior to travel

which ever is the sooner. Your money will be refunded in full, provided

no claims have been made or incident likely to give rise to a

claim has arisen. If you cancel your policy after 14 days no refund

will be given.

For continental holidays if you are not taking the insurance offered

you must provide us within 7 days of booking, the details of the alternative

insurance you have arranged – You will be given a form to

complete. This is for your own benefit, so that contact can be made

should the need arise. Bibby’s of Ingleton Ltd will not accept responsibility

or any liability due to the failure of any person to take out adequate

insurance cover.

If the client cancels more than 56 days prior to departure THE

DEPOSIT IS FORFEITED

If the client cancels less than 56 days prior to departure the following

scale CANCELLATION BY THE CLIENT of charges apply:

56/43 days - 25% cancellation charge

42/29 days - 35% cancellation charge

28/15 days - 50% cancellation charge

14/07 days - 65% cancellation charge

Under 7 days - 100% cancellation charge